When adopting Cursor for an organization, there are two Business Plans available: Teams and Enterprise. Since Enterprise uses custom pricing, this post focuses on the Teams plan, which has transparent, published pricing. Here’s a breakdown of the costs I worked out.
I also covered Claude Code’s Team plan cost estimation in a separate post, so check that out as well if relevant.
Teams Plan Pricing Structure
The Teams plan pricing is available on the Cursor pricing page. (As of February 2026)
Base Fee
The Teams plan costs $40/user/month. Each user gets $20/month of usage included (based on API public pricing).
| Item | Details |
|---|---|
| Base fee | $40/user/month |
| Included usage | $20/user/month |
| Minimum users | None |
Unlike Claude’s Team plan, there is no minimum user requirement. You can start with just 1 user.
Usage-Based Billing
When usage exceeds the included $20, the overage is billed separately.
- Overage cost = API cost + Cursor Token Fee ($0.25/1M tokens)
- Overage billing is enabled by default and billed monthly
- Usage cannot be shared or transferred between users and resets monthly
Spending Limit
To control overage costs, you can set a team-wide monthly spending limit. See “Tips for Adoption” below for details.
Monthly Costs by Team Size
Base Fee Only
These are the costs when usage stays within the included amount (no overage).
| Users | Monthly Base Fee | Total Included Usage |
|---|---|---|
| 1 | $40 | $20 |
| 2 | $80 | $40 |
| 3 | $120 | $60 |
| 4 | $160 | $80 |
| 5 | $200 | $100 |
| 6 | $240 | $120 |
| 7 | $280 | $140 |
| 8 | $320 | $160 |
| 9 | $360 | $180 |
| 10 | $400 | $200 |
Each additional user adds +$40/month to the base fee and +$20/month of included usage.
With Overage (Estimate)
When usage exceeds the included amount, the overage is charged additionally. For example, if each user incurs $20/month in overage:
| Users | Base Fee | Overage ($20/user) | Monthly Total |
|---|---|---|---|
| 1 | $40 | $20 | $60 |
| 5 | $200 | $100 | $300 |
| 10 | $400 | $200 | $600 |
Since overage varies by usage, setting a spending limit is recommended to manage costs.
Comparison with Individual Plans
For individual use, the Pro plan ($20/month) is an option.
| Plan | Monthly Cost | Details |
|---|---|---|
| Hobby | $0 | Basic features only |
| Pro | $20 | For individuals. Usage included |
| Teams | $40 | All Pro features + team management |
| Enterprise | Custom | Pooled usage, invoice billing |
The Teams plan is $20/month more than Pro but includes centralized team billing, usage analytics, RBAC, and SAML/OIDC SSO.
Tips for Adoption
Set a Spending Limit
You can set a team-wide monthly spending limit. When reached, AI features stop for all members, so choose a limit that aligns with your budget. For example, setting the limit to users × $20 (matching the included usage amount) would cap total costs at double the base fee.
Usage Is Not Shared Between Users
The $20 included usage is independent per user and cannot be transferred or shared. If one user exhausts their usage, they can’t borrow from someone who has leftover usage.
Using with Claude Code
It’s increasingly common to use Cursor alongside Claude Code. Since they are separate services, costs are billed independently. Here’s a rough estimate for a 5-person team using both:
| Service | Monthly Cost (5 users) |
|---|---|
| Cursor Teams | $200 |
| Claude Code Team (Premium 5 + Standard 1) | $650 |
| Total | $850 |
Summary
This post covered the cost structure for using Cursor on the Teams plan. The base fee is a straightforward $40/user/month, but it’s important to note that overage charges apply when usage exceeds the included $20. Setting a spending limit can prevent budget overruns.
Compared to Claude Code’s Team plan, Cursor Teams has no minimum user requirement and can be started with just 1 user, making it more accessible for small teams.
That’s all from the Gemba, reporting on Cursor cost estimation.